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	<title>individual default &#8211; BIOENGINEER.ORG</title>
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		<title>Crime Rates, Income and Housing Costs Emerge as Top Predictors of Personal Default in Australia</title>
		<link>https://bioengineer.org/crime-rates-income-and-housing-costs-emerge-as-top-predictors-of-personal-default-in-australia/</link>
		
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				<category><![CDATA[Biology]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[financial stability]]></category>
		<category><![CDATA[household debt]]></category>
		<category><![CDATA[housing costs]]></category>
		<category><![CDATA[individual default]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Machine Learning]]></category>
		<category><![CDATA[offence rate]]></category>
		<category><![CDATA[quantile regression]]></category>
		<category><![CDATA[Random Forest]]></category>
		<category><![CDATA[RBA cash rate]]></category>
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					<description><![CDATA[A decade-long analysis of nearly 5,000 Australian borrowers finds that local financial crime rates, income and housing costs predict personal default far better than age, gender or employment alone.]]></description>
		
		
		
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