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		<title>Simple Models Beat Fancy AI in Test of Fair Credit Scoring for the Underbanked</title>
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					<description><![CDATA[Some 1.4 billion adults worldwide remain unbanked, and most of them live exactly where formal credit histories do not exist. In the Middle East and North Africa, microfinance institutions fill part of that gap, lending small amounts to borrowers whose]]></description>
		
		
		
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